Our Services
7% Flat Tax Regime
Greece offers one of Europe's most attractive tax regimes for foreign pensioners: a flat 7% tax rate on all foreign-source pension income. This can save you thousands of euros annually compared to tax rates in most European countries.
What It Is
Understanding 7% Flat Tax Regime
The 7% flat tax regime (also called the non-dom regime) is a special tax incentive introduced by Greece in 2020. It allows foreign pensioners who transfer their tax residency to Greece to pay a flat 7% tax on all foreign-source pension income for 15 consecutive years.
Who Qualifies
Are You Eligible?
- You are a foreign national or a Greek national returning from abroad
- You were not a Greek tax resident for 5 of the last 6 years before the transfer
- You transfer your tax residency from a country with which Greece has a tax treaty or administrative cooperation agreement
- You declare your intention to stay in Greece for at least 183 days per year
The Process
How It Works
Eligibility Check
We verify you meet all criteria for the 7% regime, including previous tax residency history.
Tax Residency Transfer
First, we establish your Greek tax residency — a prerequisite for the 7% regime.
Regime Application
We prepare and submit your application for the 7% flat tax regime to the Greek Tax Office.
Annual Tax Filing
Each year, we file your Greek tax return under the 7% regime, ensuring compliance.
Ongoing Support
We monitor changes in tax law and advise on optimizations throughout the 15-year period.
Benefits
Why Choose This Service
FAQ
Common Questions
How much can I actually save with the 7% regime?
Savings depend on your pension amount and home country tax rate. For example, a €30,000 annual pension taxed at 25% in your home country would pay only €2,100 (7%) in Greece — saving €6,900 per year, or over €100,000 over 15 years.
Does the 7% rate apply to all my income?
No. The 7% rate applies only to foreign-source pension income. Other income (rental, dividends, Greek-source income) is taxed under Greece's standard progressive tax rates.
Can I combine the 7% regime with the Golden Visa?
Yes. Many clients obtain the Golden Visa through property investment and simultaneously apply for the 7% tax regime. They are separate programs that complement each other perfectly.
What happens after 15 years?
After 15 years, you revert to Greece's standard progressive tax system. However, by that time, many retirees have structured their finances to minimize tax exposure. We help plan for this transition.
Ready to Get Started?
Book a free consultation and learn exactly how our 7% flat tax regime service can help you.